AIG Travel Insurance

travel insurance

Kami merupakan agent jualan kepada AIG Travel Insurance. Berikut adalah senarai harga mengikut kawasan dan umur, dan senarai coverage yang termasuk. Pakej Travel Insurance yang ditawarkan ini adalah termasuk dengan Covid-19

Untuk menempah Travel Insurance anda, sila hubungi kami di talian 010 285 2884 / 012 963 2884 (Call / WhatsApp) atau call kami di talian 03-9132 2884 / 03 8893 0084

What We Cover?

COVID-19 Coverages
In the event you are diagnosed with COVID-19, we will cover you for COVID-19 coverages including Medical and Emergency Evacuation & Repatriation Expenses, Travel Cancellation (prior to departure), Travel Curtailment and Quarantine benefits

Emergency Medical Evacuation & Repatriation of Mortal Remains
In the event of a medical emergency, we will either transport you to an appropriate medical facility for treatments or bring you back to Malaysia. In the event of death due to accident or illness, we will arrange to transport the remains back to Malaysia.

Medical Expenses (including cashless hospital admission)
If you are hospitalised due to accident or illness (excluding pre-existing conditions), we will cover the hospitalisation expenses incurred.

Cancellation OR Curtailment
If you have to cancel or cut short your trip, we will reimburse your forfeited travel and
accommodation expenses.

Travel Delay
If your flight is delayed due to covered events, we will pay RM150 for every 6 consecutive hours delayed.

Baggage Delay
If your baggage gets delayed, we will pay RM150 every 6 consecutive hours delayed.

What You Pay Premium Table (RM)

Travel Insurance: Single Trip Plan: 30 Days – 60 Years

plan

Primary

Essential

Superior

Premier

Cluster

c1

c2

c1

c2

c3

c4

c1

c2

c3

c4

c1

c2

c3

c4

Individual

1-5 days

32

42

46

54

66

149

56

68

81

176

79

98

127

205

6-10 days

43

60

64

76

88

210

81

94

109

247

116

138

176

288

11-20days

69

94

90

106

119

339

115

133

155

399

160

221

242

463

Per Week

30

41

34

46

65

192

39

54

76

225

46

63

87

262

Travel Delay Upgrade

-

-

4 Per Day (Optional)

Family

1-5 days

75

112

106

135

163

374

147

189

225

439

171

219

307

510

6-10 days

117

149

151

191

246

526

207

262

329

618

236

288

407

720

11-20 days

159

234

207

281

337

846

315

427

488

995

360

463

612

1,155

Per week

74

102

83

113

160

479

98

133

187

526

113

155

218

654

Travel Delay Upgrade

-

-

10 Per Day (Optional)

Travel Insurance: Single Trip Plan: 61 Days – 70 Years

plan

Primary

Essential

Superior

Premier

Cluster

c1

c2

c1

c2

c3

c4

c1

c2

c3

c4

c1

c2

c3

c4

Individual

1-5 days

32

42

46

54

66

149

56

68

81

176

79

98

127

205

6-10 days

43

60

64

76

88

210

81

94

109

247

116

138

176

288

11-20days

69

94

90

106

119

339

115

133

155

399

160

221

242

463

Per Week

30

41

34

46

65

192

39

54

76

225

46

63

87

262

Travel Delay Upgrade

-

-

4 Per Day (Optional)

Family

1-5 days

75

112

106

135

163

374

147

189

225

439

171

219

307

510

6-10 days

117

149

151

191

246

526

207

262

329

618

236

288

407

720

11-20 days

159

234

207

281

337

846

315

427

488

995

360

463

612

1,155

Per week

74

102

83

113

160

479

98

133

187

526

113

155

218

654

Travel Delay Upgrade

-

-

10 Per Day (Optional)

Travel Insurance: Single Trip Plan: 71 Days – 85 Years

plan

Primary

Essential

Superior

Premier

Cluster

c1

c2

c1

c2

c3

c4

c1

c2

c3

c4

c1

c2

c3

c4

Individual

1-5 days

-

-

98

134

189

564

115

158

221

662

133

183

257

771

6-10 days

-

-

137

188

265

793

161

221

312

933

186

257

361

1,083

11-20 days

-

-

220

302

426

1,277

259

355

500

1,500

301

413

700

1,744

Per week

-

-

133

181

255

765

155

213

300

899

181

248

349

1,045

Travel Delay Upgrade

-

-

4 Per Day (Optional)

Family

1-5 days

-

-

243

334

471

1,410

285

392

552

1,656

332

455

642

1,925

6-10 days

-

-

341

470

661

1,982

401

552

777

2,330

466

641

903

2,707

11-20 days

-

-

550

765

1,064

3,193

646

888

1,251

3,751

750

1,031

1,454

4,359

Per week

-

-

330

453

638

1,913

388

532

750

2,248

450

618

871

2,613

Travel Delay Upgrade

-

-

10 Per Day (Optional)

Domestic Plan

Plan

Individual

Family

Age

30 days - 60 years

61-70 years

61-85 years

30 days - 60 years

61-70 years

61-85 years

1-5 days

19.08

19.08

68.90

46.64

46.64

171.72

6-10 days

26.50

26.50

97.52

64.66

64.66

240.62

11-20 days

42.40

42.40

155.82

104.94

104.94

389.02

21-30 days

67.84

67.84

249.10

166.42

166.42

620.10

Annual Multi-Trip Plan (Individual Only)

Plan

Essential

Superior

Premium

Cluster

c1

c2

c3

c4

c1

c2

c3

c4

c1

c2

c3

c4

18-60 Years

286

392

477

1,430

403

506

564

1,668

519

625

732

1,947

61-70 Years

530

720

1,007

3,020

620

840

1,185

3,565

720

980

1,380

4,130

Domestic Add-on

18-60 Years

178.08

178.08

178.08

61-70 Years

381.60

381.60

381.60

Optional Upgrade

Travel Delay Upgrade

208

208

208

THE COUNTRIES WE COVER

Cluster

Destination

C1

  • China, Hong Kong, Indonesia, Japan, Macau, Singapore, South Korea, Taiwan, Thailand and Vietnam;

  • Excluding Mongolia (Inner and Outer)

C2

  • Brunei, Cambodia, India, Lao People's Democratic Republic, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Sri Lanka;

  • Including all countries listed in Cl

C3

  • Australia, Mauritius, Mongolia (Inner and Outer), Nauru and Uzbekistan;

  • Europe

  • Middle East (excluding Iraq, Palestine and Yemen);

  • Including all countries listed jn CI and C2

C4

  • Worldwide (including Canada, Iraq, Nepal, Palestine,Tibet, United States of America and Yemen);

  • Including all countries listed in all other Clusters

Sanction Countries

  • Crimea Region, Cuba, Iran, North Korea and Syria

Excluded Destination

  • Antarctica

Excluded Destination

  • Malaysia, beyond 50 km from your place of residence or business

WHAT WE COVER SCHEDULE OF BENEFITS

Benefits

Sum Insured Up To (Rm)

Primary

Essential

Superior

Premier

Domestic

COVID-19 Coverages

1

Medical Expenses (incurred Overseas) & Emergency Medical Evacuation & Emergency Medical Repatriation

-

-

600,000

$00.000

-

2

Out-of-country COVID-19 Diagnosis Quarantine Allowance (Up to 14 days)

-

-

4,500
RM300/ day

7000
RM500/ day

-

Base Coverages

A

Trip Cancellation (Pre-departure)

5,000

20,000

25,000

30,000

1000

B

Medical & Associated Expenses

1.

Medical Expenses

150,000

300,000

600,000

10,000,000

20,000
(Accident only)

2.

Emergency Medical Related Expenses

(a) Emergency Medical Evacuation and Emergency Medical Repatriation

150,000

Unlimited

Unlimited

Unlimited

20,000
(Accident only)

(b) Compassionate Visit

3,000

9,000

12,000

15,000

-

(c) Child Guard

-

9,000

12,000

15,000

-

(d) Daily Hospitalisation Income (RM250 per day)

5,000

15,000

20,000

30,000

-

(e) Emergency Telephone Charges and Internet Use

-

150

300

500

-

3

Follow up Medical Treatments - in home country — Malaysia

(a) In-patient Medical Expenses (Up to 30 days)

10,000

50,000

50,000

50,000

-

(b) Outpatient / Specialist Treatments or Services provided by a Medical Practitioner

Included
in B3(a)

Included
in B3(a)

Included
in B3(a)

Included
in B3(a)

-

(c) Treatments or Services provided by Healthcare Professionals

-

500

700

1,000

-

4

Overseas Dental Expenses

Included
in B1

Included
in B1

Included
in B1

Included
in B1

-

C

Repatriation of Mortal Remains

150,000

Unlimited

Unlimited

Unlimited

-

D

Trip Curtailment

5,000

20,000

25,000

30,000

-

E1

Trip Interruption

1,000

1,500

2,000

3,000

-

E2

Travel Missed Connection (RM200 for every 6 consecutive hours)

200

600

800

1,200

-

Note: For Family Plan – The sum insured in total for all Insured Persons under Family Plan is 300% of the limit shown in the Schedule of Benefits except for Item H-Personal Accident which remains a per person limit.

Benefits

Sum Insured Up To (Rm)

Primary

Essential

Superior

Premier

Domestic

Base Coverages

F1

Travel Delay

(RM150 for every 6 consecutive hours)

(a) Overseas

1,500

3,900

4,200

5,100

-

(b) Malaysia

300

450

450

900

300

F2

Travel Re-Route

(RM200 for every 6 consecutive hours)

200

600

800

1,200

-

G

Baggage

H

Personal Accident

Accidental Death & Permanent Disablement

(a) Any one item

500

500

500

500

500

(b) Portable Computers including tablets and the likes

1,000

1,000

1,500

2,000

1,000

(c) Baggage Damage per bag

250

250

250

250

250

2.

Baggage Delay

(RM200 for every 6 consecutive hours)

(a) Overseas

400

800

1000

2000

-

(b) Malaysia

-

200

200

800

200

3.

Fraudulent Use of Credit Card

-

1,500

2,000

3,000

-

4.

Loss of Travel Document

2,000

5,500

6,000

8,000

-

5.

Loss of Personal Money

500

1,000

2,000

3,000

-

G

Baggage

Accidental Death & Permanent Disablement

(i) Age 30 days to 17 years

25,000

75,000

100,000

125,000

50,000

(ii) Age 18 years to 85 years

100,000

300,000

400,000

500,000

50,000

I

Personal Liability

500,000

1,000,000

1,000,000

1,000,000

500,000

j

Loss of Home Contents

1,000

2,000

3,000

5,000

-

K1

Car Rental Excess Charges

-

2,000

3,000

5,000

-

K2

Car Rental Vehicle Return Costs

-

Included in
K1

Included in
K1

Included in
K1

-

24/7 Worldwide Travel Assistance

Included

Included

Included

Included

-

Optional Add-on

L

Travel Delay Upgrade

(RM150 for every 3 consecutive hours)

Overseas

-

3,900

4,200

5,100

-

Note: Please refer to the policy wording for the details of the coverages and exclusions.

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